SAVINGS ACCOUNT
This is an interest bearing account, ideal for those who want to manage cash activities or save for the future, this flexible account enables you to repay your loan, withdraw your cash from the counter or from any UMOJA ATMs. The KCBL Savings Account offers an interest that is competitive. KCBL Savings Account is both for Personal and Joint.

Features:
•    Minimum opening balance is  Tshs 30,000
•    Minimum account balance of Tshs 30,000.
•    Country wide ATM card of Umoja Switch.
•    Low monthly maintenance fee.
•    A small amount of fee will be charged on closure of the Account.

Benefits
•    Easy to open and operate.
•    Attractive interest rate.
•    Free cash transfers within the Bank.
•    Personalized ATM Debit Card.
•     Access ATM network 24hr.
•     ATM mini statement.
•     Low maintenance fee.

Requirements

For INDIVIDUALS and SOLE PROPRIETORS:
•    Three (3) passport size photograph.
•    Copy of  valid  driver’s license or voter’s card or passport or utility bill with name of  the prospective customer.
•    Introduction letter from local government.
•    Copy of company/Business license and copy of business name registration.
•    Residence / work permit for non-residents this applies for Individual customers.

For CO-OPERATIVES (SACCOS, RCS and JOINT VENTURES)
•    Formal Application letter to open an Account.
•    Three (3) passport size photograph for each signatory
•    Copy of valid driver’s license or voter’s card or passport or utility bill bearing name of each signatory.
•    Introduction letter from local government for each signatory and Agreement and Certificate of Registration.
•    Minutes/ Board Resolution to open bank account.

For OTHER ORGANIZATION (NGO’s, Associations, Trustees, Schools, Churches and others)
•    Formal Application letter to open an Account.
•    Three (3) passport size photograph for each signatory
•    Copy of  valid  driver’s license or voter’s card or passport or utility bill bearing name of each signatory.
•    Introduction letter from local government authority for each signatory.
•    TIN certificate and Certificate of Registration.
•    Minutes/ Board Resolution to open bank account.

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